Banana Pudding Recipe: Creamy, Southern, and No-Bake Friendly

By :

Jake

September 17, 2025

Southern banana pudding with creamy layers of pudding, bananas, and vanilla wafers

Banana pudding recipe lovers know there’s nothing quite like the creamy layers of pudding, ripe bananas, and soft vanilla wafers that make this Southern dessert so unforgettable. Whether you’re baking it from scratch or whipping up a no-bake version, this guide covers everything you need to make it rich, nostalgic, and crowd-pleasing.

Why I Love This Banana Pudding Recipe

Growing up in San Antonio, banana pudding was more than just dessert—it was tradition. My mom made her famous banana pudding recipe for every church picnic and Sunday dinner, layering it in a big glass dish like it was a work of art. I’d sneak spoonfuls from the fridge before it set, always getting caught, never really sorry.

Years later, I started experimenting with my own version—sometimes from scratch, sometimes with a shortcut or two—but always with that same soul-warming flavor. Now, this banana pudding recipe is my go-to comfort classic.

Homemade banana pudding in a white bowl with layers of banana, pudding, and wafers

It’s simple, rich, and always hits home. Whether you’re serving it chilled at a backyard BBQ or dishing it up warm straight from the stove, a good banana pudding recipe brings people together—every time.

The Southern Roots of Banana Pudding

Banana pudding isn’t just dessert in the South—it’s heritage in a bowl. While some trace its rise to the 19th-century cookbooks that adapted English trifles, it truly took off when Nabisco’s vanilla wafers hit the shelves.

The layered combination of custard, bananas, and cookies became a staple across Texas potlucks, holiday spreads, and Sunday suppers.

While recipes vary, the backbone of any good banana pudding stays consistent. Here’s what gives it that unmistakable taste:

  • Bananas: Slightly ripe, firm—not mushy
  • Pudding base: Can be homemade with egg yolks, milk, sugar, and cornstarch or made easier with boxed vanilla or banana pudding mix
  • Vanilla wafers: Traditional, though graham crackers or shortbread are solid options too
  • Topping: Whipped cream, meringue, or even a cream cheese layer for added richness

Ingredient tips:

  • For a more protein-packed spin, check out this protein chia seed pudding that offers texture and nutrition.
  • Want to keep it egg-free? Use cornstarch or instant mix alternatives.

In every spoonful, the banana pudding recipe hits all the right notes—sweet, creamy, and a little bit crunchy. This section sets the stage, but the real magic happens when you layer it all together.

How to Make Banana Pudding from Scratch

Step-by-Step Creamy Pudding Base

Creamy vanilla pudding base in a white bowl with a smooth texture

If you’ve never made pudding from scratch, you’re in for a creamy treat. This homemade banana pudding recipe doesn’t rely on instant mixes—it builds its flavor with simple, pantry-friendly ingredients that come together into a thick, velvety custard.

Here’s what you need:

  • Whole milk or half-and-half for richness
  • Egg yolks for that silky texture
  • Granulated sugar to sweeten
  • Cornstarch or flour to thicken
  • Vanilla extract to bring it home

How to make the base:

  1. Whisk egg yolks, sugar, and cornstarch until smooth
  2. Warm the milk slowly on the stovetop
  3. Temper the egg mixture with some of the warm milk
  4. Combine and stir constantly over low heat until thickened
  5. Add a pat of butter and a splash of vanilla at the end

Quick Tips:

  • Strain it if needed for ultra-smoothness
  • Add a pinch of salt to balance the sweetness
  • Don’t rush the thickening process—it’s worth the time

If you enjoy easy homemade treats like this, you’ll probably love this delicious matcha ice cream recipe too—rich, cold, and perfect for dessert fans.

Assembling the Layers for Maximum Flavor

Layering banana pudding in a glass bowl with wafers, bananas, and creamy pudding

The layering is where Southern comfort meets kitchen artistry. Start with a base of cookies, layer in banana slices, and spoon warm pudding right on top. Repeat until your dish is full, and top with meringue or whipped cream.

Classic layering guide:

  • Vanilla wafers or graham crackers
  • Sliced bananas (not overripe)
  • Warm pudding
  • More layers until the dish is full
  • Chill and finish with whipped topping

Helpful Assembly Tips:

  • Use a trifle bowl or clear glass for visual appeal
  • Let the dish rest in the fridge 4–6 hours
  • Bananas should be ripe, but not too soft

Want more chilled and prep-ahead dessert ideas? This cherry yum yum with dream whip is a no-bake Southern favorite that pairs beautifully with a weekend cookout or potluck.

Making this banana pudding from scratch may take a bit more effort, but the payoff is unbeatable—classic, comforting, and made with love.

Magnolia-Style No-Bake Banana Pudding Recipe

No-bake banana pudding with whipped topping, bananas, and wafers in a glass dish

Inspired by the Famous Waco Bakery Favorite

If you’ve ever stood in line at Magnolia Bakery in Waco (or seen their puddings all over social media), you know what we’re talking about. Their banana pudding recipe went viral for a reason—it’s creamy, dreamy, and no one can stop at just one spoonful. The good news? You can make this showstopper dessert right at home, no oven required.

This no-bake version leans on a combo of sweetened condensed milk, whipped topping, and instant pudding to keep things light and fluffy. The bananas, of course, bring the sweetness, while Nilla wafers add that nostalgic crunch.

Why people love the Magnolia-style banana pudding:

  • No cooking required—ideal for hot days or quick prep
  • Stays fluffy and light, even after chilling
  • Great for prepping ahead of time for events or holidays

Looking for another Texas-inspired favorite? Don’t miss our crockpot French onion meatloaf—a dinner as comforting as this pudding is sweet.

Quick No-Bake Assembly with Layers That Hold Up

For the best texture and taste, follow this tried-and-true method. It’s all about the chill time—let the layers meld overnight if you can resist the temptation.

Ingredients:

  • 1 can sweetened condensed milk
  • 1 package instant vanilla pudding mix
  • 3 cups cold milk
  • 1 tub whipped topping
  • 4 bananas, sliced
  • 1 box vanilla wafers

Assembly steps:

  1. Whisk pudding mix with milk and condensed milk
  2. Fold in whipped topping until smooth
  3. Layer cookies, bananas, and pudding in a deep dish
  4. Repeat until full, ending with whipped topping
  5. Cover and refrigerate at least 6 hours (overnight is best)

Extra Tips:

  • Fold in a spoonful of cream cheese for richness
  • Add banana extract for a boost in banana flavor
  • For a make-ahead party version, use mason jars for serving

Need more meal-prep friendly inspiration? Check out our baked boneless chicken thighs—perfect to pair with this cool, creamy dessert for a complete family meal.

This no-bake banana pudding recipe brings bakery-level flavor with none of the stress. All it needs is a little patience while it chills.

Tips and Variations for the Best Banana Pudding

Banana pudding variations with caramel, pecans, and cinnamon toppings in glass cups

Flavor Upgrades and Sweet Swaps

Once you’ve mastered the classic banana pudding recipe, it’s time to level it up with fun twists that add richness, contrast, or just a little surprise. This dessert is forgiving and flexible—making it perfect for both experimentation and last-minute adjustments.

Try these easy enhancements to elevate your pudding game:

  • Add cream cheese to your pudding base for a cheesecake-style finish
  • Use salted caramel drizzle between layers or on top for extra indulgence
  • Swap traditional wafers with shortbread, graham crackers, or even matcha cookies for a twist
  • Stir in a sprinkle of cinnamon or nutmeg to warm up the vanilla custard
  • Top with crushed toasted pecans or coconut for a Southern-inspired crunch

These small touches can make your banana pudding feel brand new—without adding much extra work.

Need another nostalgic dessert idea with layers and a cool whip finish? You’ll love our cherry yum yum with dream whip—it’s another crowd-pleaser that tastes like summer Sundays.

Presentation Tips for Every Occasion

Whether it’s a casual dinner or a holiday party, how you serve your banana pudding recipe can make all the difference. You don’t need fancy skills—just thoughtful presentation.

Here are a few tried-and-true serving ideas:

  • A clear trifle bowl shows off the beautiful layers
  • Individual mason jars keep things tidy and festive
  • A simple 9×13 glass dish is perfect for family-style scooping

Toppings that pop:

  • Fresh banana slices layered on top just before serving
  • Crushed cookies or protein chia seed pudding spooned on top for texture contrast
  • Light dusting of cocoa or cinnamon for visual appeal

If you enjoy layering flavors and textures, our banana and chia seeds smoothie offers a lighter take on the banana-cream combo—perfect for breakfast or dessert.

Storing Banana Pudding the Right Way

Once you’ve made your banana pudding recipe, you’ll want to store it properly to preserve its creamy texture and fresh banana flavor. This dessert is ideal for making ahead, but a few smart steps go a long way in keeping it delicious for days.

Here’s how to store banana pudding the right way:

  • Refrigerate immediately after assembly—especially important if you used homemade custard or fresh whipped topping
  • Use an airtight container or tightly wrap your dish with plastic wrap to prevent drying out and absorbing fridge odors
  • Consume within 3–4 days—beyond that, the bananas darken, and the wafers lose their texture
  • Avoid freezing banana pudding. The custard base and bananas don’t thaw well and become watery or mushy

If you love prepping dishes ahead of time, our baked boneless chicken thighs are another reliable make-ahead option for busy weekdays.

Frequently Asked Questions

What are the ingredients for banana pudding?

A classic banana pudding recipe calls for vanilla pudding, sliced bananas, vanilla wafers, and either whipped cream or meringue. You can make it from scratch using milk, egg yolks, and sugar, or go with instant pudding for a quick fix.

What are the four ingredients in a banana pudding recipe?

The simplest banana pudding uses just four ingredients: vanilla pudding, bananas, vanilla wafers, and whipped topping. It’s an easy no-bake option that still delivers that comforting flavor you expect.

What is the secret to a rich banana pudding?

For a truly rich banana pudding, use a cooked custard base with egg yolks and whole milk. Adding cream cheese or sweetened condensed milk can also boost the texture and flavor, making each bite more indulgent.

Should you use ripe bananas for banana pudding?

Yes—but not too ripe. Choose bananas that are yellow with a few brown spots. They should be sweet but still firm enough to hold their shape in the layers without turning mushy.

Conclusion : One Spoonful Is All It Takes

Spoon scooping into banana pudding showing creamy layers and whipped topping

There’s just something about a good banana pudding recipe that brings people together. It’s simple but full of heart—layered with memories, not just ingredients.

Whether you stick with the Southern classic, go for the no-bake route, or add your own twist, this dessert always delivers. It’s the kind of dish that disappears fast, leaves smiles behind, and gets requested again and again.

So grab those bananas, pull out that trifle bowl, and make it yours. Because comfort like this? You won’t find it on a shelf. You’ll find it right at home.

Southern banana pudding with creamy layers of pudding, bananas, and vanilla wafers
33c99b172f9da99a80c3b6ab7862a8faJake

Best Banana Pudding

No ratings yet
This classic Southern banana pudding features creamy homemade custard, ripe banana slices, and vanilla wafers layered to perfection. Whether served warm or chilled, it’s nostalgic, rich, and sure to be a crowd-pleaser at any gathering.
Prep Time 15 minutes
Cook Time 10 minutes
Total Time 25 minutes
Servings: 10 servings
Course: Dessert
Cuisine: Southern American
Calories: 290

Ingredients
  

  • 3 cups whole milk or half-and-half
  • 4 egg yolks
  • 3/4 cup granulated sugar
  • 1/4 cup cornstarch or flour
  • 2 tsp vanilla extract
  • 1 tbsp butter
  • 4 bananas, sliced
  • 1 box vanilla wafers
  • 1 cup whipped cream or meringue topping

Equipment

  • saucepan
  • mixing bowls
  • whisk
  • Trifle bowl or deep dish

Method
 

  1. In a bowl, whisk together egg yolks, sugar, and cornstarch until smooth.
  2. Heat milk in a saucepan until warm (not boiling). Slowly pour a bit of warm milk into egg mixture to temper, whisking constantly.
  3. Pour tempered mixture back into saucepan and cook over low heat, stirring constantly, until thickened.
  4. Remove from heat and stir in butter and vanilla extract.
  5. In a trifle dish or deep glass bowl, layer vanilla wafers, sliced bananas, and warm pudding. Repeat until full.
  6. Top with whipped cream or meringue. Cover and refrigerate 4–6 hours before serving.

Nutrition

Calories: 290kcalCarbohydrates: 39gProtein: 5gFat: 13gSaturated Fat: 7gPolyunsaturated Fat: 1gMonounsaturated Fat: 4gCholesterol: 120mgSodium: 160mgPotassium: 310mgFiber: 1gSugar: 24gVitamin A: 400IUVitamin C: 6mgCalcium: 120mgIron: 1mg

Notes

  • Let pudding chill for 4–6 hours before serving for best texture and flavor.
  • For no-bake option, use instant pudding, sweetened condensed milk, and whipped topping.
  • Avoid overripe bananas—they turn mushy.
  • Do not freeze banana pudding, as it becomes watery.

Tried this recipe?

Let us know how it was!

Looking for more healthy recipes like this? Come hang out with me over on Facebook and Pinterest where I drop new recipes, family favorites, and quick how-to guides almost every day.

1 thought on “Banana Pudding Recipe: Creamy, Southern, and No-Bake Friendly”

  1. Pingback: Vegan Cheesecake Recipe – Creamy, Tangy & No Tofu Needed

Leave a Comment

Recipe Rating